Merchant Banking Fund

BAC’s traditional loan programs include a variety of asset-based lending products, including accounts receivable and contract financing.

Risk Capital Fund

BAC’s Emerge Fund provide financing for businesses to improve their ability to communicate with suppliers, customers as well as, improve the company’s ability to manage databases

Guaranty Fund

BAC serves as the intermediary in providing accounting, legal, cash flow management, management information systems, and strategic planning services.

Other Business Services

Eligible loans under the Community Growth Fund include investments for businesses engaged in CRA programs located within low-income communities throughout South Florida

Equity Investments

Franchisee financing enable individuals with 4 years of experience the opportunity to engage in new business ventures in low-income communities.

The BAC Mission, Objective

BAC Funding Corporation is commited to the creation and longrange development of a successful enterpreneur and business class in south florida to include Miami-Dade,Broward, and Palm Beach Counties.By working toward this goal we create an economic balance that prepetuates wealth for all of South Florida.In particular,we will provide investment capital for the specific purpose of benifiting low-income persons and low-income communities of South Florida.

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MLK Transit Office Building & Garage Complex

BAC is responsible for developing and managing a five (5) story 200,000 Sq Ft professional office building and three (3) story garage complex located at the Martin Luther King, Jr. Transit Station at a cost of $33.5 million. The building is mainly occupied by Miami-Dade County Departments. The project allows BAC to continue its self-sufficiency and independence, which are the cornerstones of the institution’s mission for itself and the African-American business community.

Residential Real Estate Program

In an effort to further promote affordable housing & rental for all of South Florida’s residents, BAC has financed, developed, purchased and managed residential real estate for families throughout Miami-Dade County.

BAC Funding Corporation Office Complex

BAC manages a five (5) acre office, warehouse and incubator complex offered to small business enterprises. The complex is comprised of fifty-three (53) office units which support a variety of established business enterprises, twenty-one (21) incubator spaces capable of supporting start-ups, newly established businesses or satellite offices in northwest Miami-Dade County and eight (8) warehouse units.